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Paying For College With Scholarships Grants And Loans



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If you have a child that will be graduating from high school, you most have explored financial aid options. You may be happy, and proud and somewhat relieved that your child is graduating. It is certainly a milestone in a teenager’s life to graduate. As a parent it is time to celebrate that your child has made it through high school, however, you may have mixed feelings about them leaving the nest and the financial burden of paying for college.

However high school graduation is not the end of the road. In fact, it is one stepping stone to possibly tougher challenges that are on the horizon in the succeeding years, obtaining a college degree.

You may have already thought about this but, it is time to get serious about how you are going to finance four years of college. At most colleges tuition fees and other fees are increasing.

You certainly need to plan ahead of time to avoid any problems, and to assure that your child has a smooth transition from high school into college. You will want to be financially prepared. It is best to start early, so that you are prepared, especially if any unexpected problems arise.

If you are or you think you may be faced with financial problems, it is important that you know that there are options available for your child. Take the time to read up on the subject so that you are familiar with the options that are available.

Grants - You may have heard that there money available from the government as well as other agencies that you can apply for. You need to complete a FAFSA (Free Application for Federal Student Aid) form. Once the application has been completed, send it and it will be reviewed and if your child qualifies, he/she will be entitled to a stipend. At this point, you then need to provide the name of the college your child plans to attend.

Scholarships - If your child is athletically inclined or has a very high grade point average or both, you may have the option to apply for scholarships. There are a multitude of scholarships available, you just need to take the time to explore your options. The scholarships available are for sports, community service scholarships, social service scholarships, and others.

Student Loans - they are available and generally have lower interest rates then other types of loans. Sometimes the loans are subsidized, so that the interest does not start accruing until a student finishes college. And, collateral is not required so you do not have to use your home as collateral for the loan. Most of these loans are set up to have a variety of repayment options at low interest rates and low monthly payment options.



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