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How To Almost Guarantee You Can Get A College Scholarship
If you already have a son or daughter in college, then you already know that an arm and a leg would be cheap compared to the REAL costs of college. In other words, it is expensive, and you have found that it is more expensive that the most conservative and detailed budget planning you could have done.
If you have a son or daughter that will be going to college soon, it is never too late to start your budgeting and planning process, and then tack on at least about another 30% for expenses that you did not plan for.
This is an exercise that students and parents have been going through for a number of years and the total figure that you arrive at is always much less than the actual cost, and this is virtually guaranteed.
But there are two fundamental problems with this.
First, you may have encouraged your son or daughter to go to a cheaper college or maybe a community college to keep costs lower. If this suggestion is being made simply from a cost perspective, I would encourage you to re-examine the situation.
Todays world is a tough place to be, and having the best college education possible is going to give your son or daughter the best chances of rising to the top after they graduate.
The overall total cost of sending your son or daughter to the college that provides the BEST education for them should not be the deciding factor. The reason I say this is because there is a truckload of college scholarships and grants available that your son or daughter CAN qualify for.
Maybe some of these are only a couple hundred bucks where others will cover the costs of the whole enchilada. There is not any kind of quota or limit on the number of scholarships that your son or daughter can apply for and be awarded. It is important to note that while you can almost certainly qualify for a student loan for your child, a student loan needs to be paid back after graduation, whereas a college scholarship or college grant does NOT need to be paid back. This is a tremendous difference.
As you research the availability of college scholarships and college grants, be fully aware that like most things, there are scams out there. You should never be required to pay a fee simply to find out if you qualify for a particular scholarship.
While it happens, this requirement is rare and should be avoided, or at least looked at very carefully. And despite popular beliefs and myths, college scholarships and college grants are not only awarded to the top football player, the star soccer player, the musical genius, etc. Nor is award determination based solely on financial need as it was in years past. A majority of scholarships simply require the student to apply for them!
One of the truly ridiculous truths is that there are hundreds of thousands of dollars worth of college scholarships and grants that go unawarded each year simply because nobody applied for them!
One of the things to keep in mind is that businesses and corporations put out these scholarships and grants as a tax write-off, as well as to encourage students to pursue an area of study that aligns with their industry. (Although pursuing something in that industry is rarely a requirement).
So it only makes sense to understand that if the business or corporation does not award their scholarship, then they do not get the tax write-off. The biggest thing you can do to be considered for a college scholarship or college grant is to get out there and fill out as many applications as you can!
Jon is a computer engineer who maintains web sites on a variety of topics based on his knowledge and experience. You can read more about College Scholarships and College Grants at his web site www.finding-college-scholarships.com.